投資（investing）和投機（speculation）的不同

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Stop Wasting Money and Get Rich: "In his new book, Enough, Vanguard founder John Bogle writes:

Investing is all about the long-term ownership of businesses. Business focuses on the gradual accumulation of intrinsic value, derived from the ability of our publicly owned corporations to produce the goods and services that our consumers and savers demand, to compete effectively ... and to capitalize on change. ... Speculation is precisely the opposite. It is all about the short-term trading, not long-term holding, of financial instruments -- pieces of paper, not business -- largely focused on the belief that their prices, as distinct from their intrinsic values, will rise."