wealth-consumption effect是什麼？

wealth-consumption effect是什麼？用Google查了一下，全世界提到這個名詞的網頁數是個位數。用到幾乎一模一樣的這個名詞的一個網頁，是一位讀者在某網頁的留言：

• New Jersey Real Estate Report » Weekend Open Discussion:

"Allow house prices to come down. Rising mortgage rates are a double-whammy where buyers are hit since the lower house price that is partially offset by more of that $1500 is eaten up by interest and sellers are hit with lower home equity. The current situation most fits this case and the Fed (and everyone else) is desperately trying to mitigate this scenario with its knock-on effects on wealth consumption effect, housing-based derivatives, related industries, etc."

Investing the Templeton Way: The Market-Beating Strategies of Value Investing's Legendary Bargain Hunter一書有這麼一段，可以參考：

• One characteristic that accompanies speculative manias is a wealth-consumption effect. This effect results from the sense of newfound (and lasting) wealth. This psychological shift creates a new compulsion in successful speculators to spend their new wealth. In this case, the stockbrokers who were speculating successfully in auto stocks would use their winnings to purchase new cars.